Buying

Let me help you every step of the way. When purchasing a home, you are faced with a multitude of decisions. From being prepared and knowledgeable to financing and negotiations. Locating the perfect home is not always an easy task, and the process can be overwhelming. Although, once you have determined that you are ready to move forward with the required effort towards your goal, the rewards are immeasurable.

 

While at your side each step of the way, I will make the process of purchasing a home smoother, more enjoyable, and more informative than you ever thought possible. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the countless details attending the actual purchase.

Your First Step: Get Pre-Approved

Obtain financing. Speak with your bank or a mortgage broker and find out what you are approved for. This will help in determining your down payment. Locking in an interest rate sooner will also protect you against potential rising interest rates in the future. Dominion Lending is a FREE mortgage broker and one I highly recommend.

Your Next Step: Determine Your Wants And Needs

Decide what you cant live without (number of bedrooms, bathrooms, close to amenities). Then make a list of things you would like, but could live without (RV parking, tool shed, large backyard). This will help define your search criteria in the hunt for your ideal home.

 

Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country), the community (north, south, east, or west side), the neighbourhood (older and settled or sparkling new). Decide what amenities are important (school zones, shopping centers, recreational facilities) and other community services (transportation, day care, library, stores, entertainment). Ask yourself how far you are willing to travel to and from work.

 

Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you may want to sell. Consider how long you expect to live in this particular home.

Step Three: Choose Your Agent

When you pick your personal real estate agent you should get someone that works solely for your best interests and informs you every step of the way. Among receiving those benefits you’ll become more informed about real estate than ever before, as I provide prompt follow ups with detailed explanations of the complex levels of the buying process. While I make this process feel smooth, my main goal is to provide you with the knowledge and market criteria you need to become an educated buyer. Educated buyers make decisions with confidence and allow themselves a much more relaxed purchasing experience, understanding the whole process as it unfolds.

I Will Help You Every Step Of The Way

Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service.

 

I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.

 

Buying a home is quite possibly the largest investment a person will make in their lifetime. The agency relationship needs to be built on trust, expertise and confidence. After all, I will be acting on your behalf throughout the entire process, being your eyes, ears and voice. There is a fiduciary duty owed too you that begins upon introduction and continues on even after the sale completes. 

NOTE: MLS® property information is provided under copyright© by the Victoria Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification. This website may only be used by consumers for the purpose of locating and purchasing real estate.